@font-face{font-family:DM;src:url('../fonts/dm-sans-regular.woff') format('woff'),url('../fonts/dm-sans-regular.ttf') format('truetype');font-display:swap;font-weight:400}@font-face{font-family:DM;src:url('../fonts/dm-sans-bold.woff') format('woff'),url('../fonts/dm-sans-bold.ttf') format('truetype');font-display:swap;font-weight:700}:root{--ink:#172b40;--blue:#1d3f77;--muted:#647079;--paper:#f6f4ef;--line:#d7dcd9;--green:#42594b;--gold:#b8986c}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);font-family:DM,Arial,sans-serif;font-size:16px;line-height:1.7;background:#fff}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;height:auto;display:block}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #b8986c;outline-offset:6px}.skip{position:absolute;left:20px;top:-90px;background:white;padding:12px;z-index:100}.skip:focus{top:10px}.wrap{width:min(1240px,calc(100% - 112px));margin:auto}.topbar{background:var(--ink);color:#e7e9e9;font-size:11px;letter-spacing:.025em}.topbar .wrap{height:35px;display:flex;align-items:center;justify-content:space-between}.topbar a{margin-left:24px}.header{background:rgba(255,255,255,.97);position:sticky;top:0;z-index:20;border-bottom:1px solid #e6e8e5}.nav{height:98px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{width:158px;flex-shrink:0}.brand img{height:79px;width:158px;object-fit:contain}.navlinks{display:flex;align-items:center;gap:26px;font-size:13px}.navlinks>a:not(.button):hover{color:var(--blue);text-decoration:underline;text-underline-offset:7px}.button{display:inline-flex;gap:28px;align-items:center;justify-content:space-between;background:var(--blue);color:#fff;border:1px solid var(--blue);padding:15px 23px;font-size:13px;font-weight:700;transition:background .2s,transform .2s}.button:hover{background:#142d53;transform:translateY(-2px)}.button.light{background:#fff;color:var(--ink);border-color:#fff}.button.outline{background:transparent;color:var(--ink);border-color:#a6b0b6}.arrow{font-size:21px;line-height:1}.textlink{display:inline-flex;align-items:center;gap:30px;border-bottom:1px solid;padding-bottom:5px;font-size:13px;font-weight:700}.menu-toggle{display:none;background:transparent;border:1px solid var(--line);padding:8px 13px}.eyebrow{text-transform:uppercase;font-size:10px;font-weight:700;letter-spacing:.17em;display:block;margin:0 0 24px}.eyebrow:before{content:'';width:24px;height:1px;background:var(--gold);display:inline-block;vertical-align:middle;margin-right:12px}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Georgia,'Times New 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0;background:linear-gradient(transparent,rgba(15,30,43,.75))}.portrait-label{position:absolute;bottom:28px;left:30px;right:25px;color:white;z-index:1}.portrait-label strong{display:block;font-family:Georgia,serif;font-size:29px;font-weight:400}.portrait-label span{font-size:12px}.portrait .seal{position:absolute;right:-24px;top:25px;background:var(--ink);color:#fff;border:6px solid var(--paper);width:115px;height:115px;border-radius:50%;display:grid;place-content:center;text-align:center;font-size:10px;line-height:1.7;letter-spacing:.06em;z-index:2}.trustline{border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);padding:24px 0 28px;gap:20px;font-size:12px}.trustline span{display:flex;gap:13px;align-items:center}.trustline b{color:var(--blue);font-size:16px}.section{padding:100px 0}.section.soft{background:var(--paper)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:45px}.section-head h2{max-width:650px;margin-bottom:0}.section-head p{max-width:390px;margin:0;color:var(--muted);font-size:14px}.split{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.quote-panel{background:var(--paper);padding:50px;position:relative;border-left:2px solid var(--gold)}.quote-panel .quote-mark{font:90px Georgia;line-height:.7;color:var(--gold)}.quote-panel blockquote{font:32px/1.4 Georgia;margin:18px 0 32px;letter-spacing:-.02em}.signature{font:italic 28px Georgia;color:var(--blue)}.byline{font-size:12px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{border-top:1px solid var(--line);padding:32px 28px;background:#fff;position:relative}.card .number{font:14px Georgia;color:var(--gold);display:block;margin-bottom:38px}.card h3{margin-bottom:18px}.card p{color:var(--muted);font-size:14px}.card .textlink{margin-top:10px}.cards .card{display:flex;flex-direction:column}.card 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.wordmark{font-family:Georgia;font-size:30px;letter-spacing:.1em;color:white}.footer .wordmark small{display:block;font-family:DM;font-size:9px;letter-spacing:.24em;margin:0 0 20px}.footer p{font-size:12px;color:#acbbc5;max-width:240px}.footer h3{font-family:DM;font-size:12px;letter-spacing:0;font-weight:700;color:white;margin:8px 0 20px}.footer a:not(.wordmark){font-size:12px;display:block;margin:8px 0}.footer a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #435364;margin-top:42px;padding-top:22px;display:flex;gap:20px;justify-content:space-between;font-size:10px;color:#9eafbd}.footer-bottom a{font-size:10px!important;display:inline!important;margin-left:20px!important}.risk-note{font-size:11px!important;max-width:850px!important;margin:22px 0 0;color:#9eafbd!important}.crumb{font-size:10px;color:var(--muted);padding:24px 0 0}.crumb a{border-bottom:1px solid #c3cbc9}.inner-hero{padding:65px 0 70px;background:var(--paper)}.inner-hero .eyebrow{margin-bottom:20px}.inner-hero h1{max-width:850px;font-size:clamp(42px,4.3vw,65px)}.inner-hero .lead{max-width:730px}.inner-hero .hero-grid{padding:0}.inner-hero .portrait{min-height:470px}.inner-hero .hero-grid h1{font-size:clamp(38px,3.5vw,54px)}.personal-strip{display:flex;align-items:center;gap:20px;border-top:1px solid var(--line);padding-top:24px;margin-top:30px;max-width:550px}.personal-strip img{width:55px;height:55px;border-radius:50%;object-fit:cover;object-position:59% 43%}.personal-strip p{font-size:12px;margin:0}.personal-strip strong{display:block}.jumpnav{border-bottom:1px solid var(--line);background:#fff}.jumpnav .wrap{display:flex;gap:30px;padding-top:18px;padding-bottom:18px;overflow:auto}.jumpnav a{white-space:nowrap;font-size:12px;color:var(--muted)}.reading-layout{display:grid;grid-template-columns:minmax(0,780px) 280px;gap:80px;align-items:start}.prose{font-size:16px;color:#4f5f6a;line-height:1.85}.prose 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@media(min-width:1600px){.wrap{width:min(1320px,calc(100% - 140px))}.hero-grid{gap:90px}.portrait{min-height:610px}}
@media(max-width:1100px){.wrap{width:calc(100% - 64px)}.navlinks{gap:16px;font-size:12px}.navlinks .button{padding:12px 14px;gap:10px}.hero-grid{gap:35px}.portrait{min-height:500px}.hero h1{font-size:52px}.split,.review-layout{gap:45px}.reading-layout{grid-template-columns:minmax(0,1fr) 250px;gap:40px}.footer-grid{gap:30px}.cta-grid{gap:40px}.section{padding:80px 0}}
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@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}}
.avatar{width:90px;height:90px;display:block;overflow:hidden;border-radius:50%;flex-shrink:0}.avatar img{border-radius:0!important;width:100%!important;height:100%!important;max-width:none;transform:scale(2.5);transform-origin:59% 47%;object-fit:cover!important;object-position:59% 47%!important;margin:0!important}.personal-strip .avatar{width:55px;height:55px}.aside-card .avatar{width:72px;height:72px;margin-bottom:25px}.review-box{margin:0}.review-box .eyebrow{font-size:9px}.review-box blockquote{font-size:22px}
/* Grouped navigation: desktop megamenus and mobile accordions. */
.nav{position:relative}.navlinks{gap:24px}.nav-trigger{border:0;background:none;padding:18px 0;color:var(--ink);display:flex;align-items:center;gap:8px;font-size:13px;white-space:nowrap}.nav-trigger svg{transition:transform .2s}.nav-trigger[aria-expanded=true]{color:var(--blue)}.nav-trigger[aria-expanded=true] svg{transform:rotate(180deg)}.nav-trigger:hover{color:var(--blue)}.submenu{position:absolute;left:0;right:0;top:calc(100% - 1px);display:grid;grid-template-columns:1fr 1.1fr 1.1fr;gap:32px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);box-shadow:0 24px 45px #14283b1a;padding:36px 36px 0;max-height:calc(100dvh - 140px);overflow:auto}.menu-intro{background:var(--paper);padding:26px;margin-bottom:2px}.menu-intro .eyebrow{font-size:9px;margin-bottom:20px}.menu-intro h2{font-size:34px;margin-bottom:18px}.menu-intro p{font-size:12px;line-height:1.8;color:var(--muted)}.menu-intro .textlink{font-size:11px;gap:15px}.menu-heading{display:block;text-transform:uppercase;font-size:9px;letter-spacing:.14em;font-weight:700;color:var(--muted);padding:5px 12px 15px;border-bottom:1px solid var(--line);margin-bottom:8px}.menu-column>a{display:block;padding:12px;transition:background .2s}.menu-column>a:hover,.menu-column>a:focus-visible{background:var(--paper)}.menu-column>a>span{display:block;font-size:13px;font-weight:700;margin-bottom:3px}.menu-column>a>small{display:block;color:var(--muted);font-size:11px;line-height:1.6}.menu-bottom{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;border-top:1px solid var(--line);padding:18px 0;font-size:11px;color:var(--muted)}.menu-bottom>a{font-size:12px;color:var(--blue);font-weight:700;display:flex;gap:25px}.menu-backdrop{position:fixed;inset:0;background:#10223533;z-index:19;backdrop-filter:blur(2px)}.mobile-menu-contact{display:none}
@media(min-width:1001px) and (max-width:1100px){.navlinks{gap:16px}.nav-trigger{font-size:12px}.submenu{gap:22px;padding:26px 26px 0}.menu-intro{padding:22px}.menu-intro h2{font-size:30px}}
@media(max-width:1000px){.nav{height:82px}.brand,.brand img{width:140px;height:70px}.menu-toggle{display:block;font-size:13px;min-height:44px;min-width:88px}.navlinks{display:none;position:absolute;left:-32px;right:-32px;top:82px;padding:16px 32px 26px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;max-height:calc(100dvh - 117px);overflow-y:auto;overscroll-behavior:contain}.navlinks.open{display:flex}.navlinks>a:not(.button),.nav-trigger{padding:18px 0;min-height:54px;font-size:15px;border-bottom:1px solid var(--line)}.nav-trigger{width:100%;justify-content:space-between}.nav-trigger svg{width:12px;height:12px}.navlinks>.button{padding:15px 20px;margin-top:22px}.submenu{position:static;display:block;border:0;box-shadow:none;max-height:none;overflow:visible;padding:10px 0 16px;background:var(--paper)}.menu-intro,.menu-bottom{display:none}.menu-column{padding:12px 14px 0}.menu-heading{font-size:9px;padding:8px 10px 12px}.menu-column>a{padding:12px 10px}.menu-column>a>span{font-size:13px}.menu-column>a>small{font-size:11px}.menu-column>a:hover{background:#e9eee9}.mobile-menu-contact{display:flex;flex-direction:column;padding:24px 0 0;gap:8px;font-size:12px}.mobile-menu-contact>span{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:var(--muted)}.mobile-menu-contact>a:first-of-type{font-size:18px;color:var(--blue)}.menu-backdrop{display:none}}
@media(max-width:600px){.navlinks{left:-20px;right:-20px;padding-left:20px;padding-right:20px}}